Terms of Service

Last Updated: April 9, 2026

By accessing or using Riverforge AI's website, dashboard, and API services, you agree to be bound by these Terms of Service. Please read them carefully.

1. Service Description

Riverforge AI provides a cross-chain cryptocurrency swap routing service. Our AI-powered router analyzes potential routes and only recommends paths that meet our minimum safety threshold of 90/100. Routes scoring below this threshold are automatically rejected. Riverforge is non-custodial — we never hold, store, or have access to your funds. All transactions are signed by you using your own self-custodied wallet.

2. No Financial Advice

IMPORTANT: Riverforge provides routing recommendations for informational purposes only. Our service does NOT constitute financial, investment, or trading advice. You are solely responsible for your own investment decisions and should consult with qualified financial advisors before making any transactions.

3. No Guarantee of Results

While we strive to provide accurate and safe routing recommendations, we make no guarantees about:

• The accuracy or completeness of route recommendations
• The security or safety of any recommended bridges or protocols
• The availability or execution of any recommended routes
• Protection against losses, hacks, or exploits
• The performance or reliability of third-party protocols

4. Assumption of Risk

Cryptocurrency transactions involve significant risk. By using our service, you acknowledge and accept:

• All cryptocurrency transactions are irreversible
• Smart contract vulnerabilities may exist in recommended protocols
• Bridge security can be compromised despite our analysis
• You may lose some or all of your funds
• Market conditions can change rapidly

5. Third-Party Services

Our service integrates with various third-party technologies:

• AI Service Providers: Powers our intelligent routing analysis
• Blockchain Protocols: Routes may involve various DeFi protocols and bridges
• External Data Sources: We rely on external data for pricing and liquidity

We are not responsible for the actions, policies, or failures of any third-party service providers. Your use of third-party services is subject to their respective terms and conditions.

6. API Usage & Rate Limits

You agree to:

• Use the API only for lawful purposes
• Respect rate limits associated with your account tier
• Not abuse, overload, or attempt to disrupt our services
• Keep your API keys secure and confidential
• Not share your API keys with unauthorized parties

7. Platform Fees

Riverforge charges a flat 0.50% platform fee on all swap transactions, with a minimum fee of $1.00 USD for cross-chain swaps. This fee is deducted on-chain at the time of swap execution and applies equally to all users. There are no subscription tiers or hidden fees.

8. Gasless Transactions

Riverforge offers gasless transaction execution through ERC-4337 Account Abstraction. When using gasless mode:

• Gas costs are paid from supported tokens (USDC, USDT) in your wallet
• A service markup of up to 26.5% is applied to base gas costs to cover infrastructure and processing fees
• You authorize Riverforge to deduct gas costs from your token balance

9. Data & Privacy

We collect and store:

• Account information (email, name)
• API usage statistics (for billing and analytics)
• Routing queries (temporarily, for processing)

Your routing queries are processed by our AI systems to provide intelligent route analysis. We do not store your transaction data beyond what is necessary for service operation.

10. Intellectual Property

Riverforge AI platform code, UI, branding, and routing algorithms are our intellectual property. Third-party services and technologies used by our platform remain the property of their respective owners.

10a. Eligibility and User Representations

By using Riverforge AI, you represent and warrant that:

• You are at least 18 years old and have the legal capacity to enter into these Terms.
• You are not a person subject to sanctions administered by the U.S. Office of Foreign Assets Control (OFAC), the United Nations Security Council, the European Union, or any other applicable sanctions authority.
• You are not located in, organized under the laws of, or ordinarily resident in any jurisdiction subject to comprehensive U.S. sanctions, including but not limited to Cuba, Iran, North Korea, Syria, the Crimea region, the so-called Donetsk People's Republic, and the so-called Luhansk People's Republic.
• You are not located in any jurisdiction where the use of cryptocurrency, decentralized finance, or cross-chain swap services is prohibited by applicable law.
• You are using the service for lawful purposes and in compliance with all applicable laws, including securities, tax, anti-money-laundering, and consumer protection laws in your jurisdiction.
• You are solely responsible for determining whether the service is legal in your jurisdiction.
• Riverforge AI reserves the right to restrict access from any jurisdiction at its sole discretion and to implement Know Your Customer (KYC) or Anti-Money Laundering (AML) checks at any time.

10b. Tax Responsibility

You are solely responsible for determining what taxes, if any, apply to your transactions on the service and for reporting and remitting the correct tax to the appropriate tax authority. Riverforge AI does not provide tax advice and is not responsible for determining or paying your taxes.

11. Limitation of Liability

12. Indemnification

You agree to defend, indemnify, and hold harmless Riverforge AI, its operators, employees, agents, affiliates, and service providers from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from or relating to: (a) your use of or interaction with the service; (b) your violation of these Terms; (c) your violation of any applicable law, regulation, or third-party right; or (d) any cryptocurrency transaction you initiate or authorize through the service.

This indemnification obligation shall not apply to claims arising from Riverforge AI's gross negligence or willful misconduct.

13. Termination

We reserve the right to suspend or terminate your access to the service at any time for any reason, including violation of these terms or suspected fraudulent activity.

14. Changes to Terms

We may update these Terms of Service at any time. Continued use of the service after changes constitutes acceptance of the updated terms.

15. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law principles. Riverforge AI is incorporated in the State of Delaware.

Any dispute, claim, or controversy arising out of or relating to these Terms or the use of our service shall be resolved through binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules. The arbitration shall be conducted in Wilmington, Delaware (or remotely, at the arbitrator's discretion). Judgment on the award may be entered in any court of competent jurisdiction.

Class Action Waiver: You agree that any arbitration or proceeding shall be limited to the dispute between us and you individually. You waive any right to participate in a class action, class arbitration, or representative action against Riverforge AI.

Exceptions: Notwithstanding the above, either party may bring an individual action in small claims court, and either party may seek injunctive or equitable relief in any court of competent jurisdiction in Delaware to protect intellectual property rights.

16. Contact

For questions about these Terms of Service, please contact us at support@riverforge.ai or visit our About page.

For information about how we handle your data, please see our Privacy Policy.